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Thursday, June 3, 2010

Structured Settlement Payout

Structured settlement payments can serve as a reliable, steady income, but if a large sum of money is needed immediately, it may be time to sell for a lump sum of cash. If you're interested in selling your payments for a structured settlement payout, there are plenty of options for getting your money in one cash payout now and JG Wentworth can help.

There are a number of reasons to get cash today rather than waiting on periodic payments from a structured settlement. Settlements can be a good option for those who rely on them for their monthly income or who have frequent medical or injury-related costs to cover. But if your monthly needs for the settlement are minimal and you would like to invest the money or use your settlement funds in some other way, then it's probably time to consult with a company like J.G. Wentworth to learn more about getting a structured settlement payout and leaving periodic payments in the past.

A structured settlement payout is a great way to pay for college tuition, cover the down payment on a home or start a new business venture. There's no need to leave your money locked into annual or monthly payments when it's possible to sell your structured settlement to a reputable company for an immediate cash lump sum.

How to Receive a Structured Settlement Payout -

If you're interested in selling your payments to get a structured settlement payout, the first step is to approach a company that buys structured settlements and learn more about what's involved in the process. Once you have a company to buy your settlement and get the paperwork started, the money can be in your hands in a matter of weeks.

If you're interested in receiving a structured settlement payout or learning more about the opportunity, contact J.G. Wentworth for more information and to get a free quote. Our expert financial representatives are always available to answer any questions you might have and to provide advice on the best option for your structured settlement payout.

Friday, May 28, 2010

J.G. Wentworth - How to Sell an Annuity

J.G. Wentworth - Annuities are an investment plan that typically had no exit strategy. Once you bought an annuity, there was no way to change investments or sell it early. But that's no longer the case, as selling an annuity today is surprisingly simple. If you bought or won a series of periodic payments and are interested in selling, read on for details on how to sell an annuity.

What is an annuity?

An annuity is an agreement that ensures the recipient a series of periodic payments over time. Annuities are very popular as a retirement investment, since they can be bought years in advance for a smaller fixed sum. An annuity will continue to pay out annual, semi-annual or monthly payments for the life of the annuity or the lifetime of the purchaser, depending on the terms of the agreement.

Annuities are also an option for most lottery winners who are given the choice of receiving a lump sum right away or a larger payout over time. In either case, annuity holders often decide after the fact that they would prefer a cash sum and begin exploring their options for selling their annuity and this is where J.G. Wentworth can help.

Why sell an annuity?

There are a number of reasons you might be interested in selling your annuity:
  • If you have no further need for monthly or annual periodic payments because another income source is available.
  • If you are interested in putting down a payment to buy a new house.
  • If you have another investment opportunity that will earn more over time than the annuity would be worth.
  • If you have pressing medical bills or other financial needs.
  • If you wish to pay for a child's wedding, college tuition, a new car or other major purchases.
  • If you need to reduce debt or completely pay off debt.

Thursday, May 20, 2010

JG Wentworth – What Does a Structured Settlement Broker Do?

JG Wentworth - If you're going to receive a settlement from your employer or an insurance company, you may have been referred to a structured settlement broker. What does a structured settlement broker do? Who needs one? What should you know before dealing with this type of broker?

Structured settlements have many advantages, but they can be complicated to set up, so these payments are often arranged by a third-party structured settlement broker or annuity broker. A broker considers the financial needs of the injured party and does the complex work of helping to set up a structured settlement that meets their present and projected financial needs.

The structured settlement broker will consider day-to-day living expenses, current medical needs, future medical and living situation, and the size of the initial investment by the employer or insurance company to support the injured party's needs.

The broker also thinks about factors that are outside the control of any of the individuals involved, such as inflation, but may have a pronounced effect on the value of the structured settlement payments over time.

JG Wentworth - Who Needs a Structured Settlement Broker

JG Wentworth knows that a structured settlement broker plays a vital role in helping both the victim and the employer or insurance agency to arrange a settlement. They may have contacts at numerous annuity companies and can offer the best rates in various packages, enabling the recipient to find the best arrangement to suit their needs.

There are only a few hundred registered structured settlement brokers in the United States. These professionals must be licensed, registered with one or more insurance companies and insured in order to practice, making qualified and experienced brokers a rare asset in the settlement negotiation process.

Structured settlements can be extraordinarily complicated to set up and must take into account factors related to the victim’s injuries, their lifestyle and their ability to work in the future, as well as various economic fluctuations that may occur in the financial markets. It's a complicated calculation that relies on structured settlement brokers to achieve the best settlement for injury victims and other recipients of structured settlements.

Monday, April 26, 2010

JG Wentworth

Annuities can be a powerful retirement investment tool; a way to invest money now that will pay you back in installments after retirement. But situations change and sometimes they can be an unnecessary part of a retirement financial plan and may represent money you wish you could get back to reinvest in a different opportunity.

If you find yourself in possession of an annuity and you would rather have a lump sum of cash, it's possible to get cash for an annuity from a specialty finance company like J.G. Wentworth.

There are a number of reasons someone might give JG Wentworth a call in order to get cash now for an annuity:

• To use the annuity money for an investment
• Buy a home
• Start a business
• Send a child to college
• Cover medical bills
• Reduce debt

It's also common for retirees to find that they don't need the monthly or other regular annuity payments. If you have another income source, it may be in your best interests to get cash for your annuity and invest the money where it provide more benefit to you.

Wednesday, November 18, 2009

Structured Settlements

Structured settlements are typically awarded to someone who is a victim of an accident and receives compensation for their injuries. Some people like the security of having a steady income each month, but others prefer to have their money up front.

Selling structured settlements will give you a lump sum of cash which can be used to make a large purchase, like a home or a car, which is why many people choose to go this route. It is also a good option for many who have outstanding medical bills or just don't want to wait for their settlement to pay out.

J.G. Wentworth purchases structured settlements and has been helping people get cash now for over 15 years. Get in touch with one of their financial professionals and they can help determine the best plan of action for you.